A new generation of digital-native consumers demand seamless experiences—can banks deliver?
In partnership with MIT Technology Review, we sat down with industry experts from OSB Group & Navy Federal Credit Union to explore how transformation partners like Publicis Sapient are helping banks close the digital gap—and along the way, deliver happier customers at speed & scale.
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Meet the experts
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Dave Murphy
Head of Financial Services, EMEA and APAC Publicis Sapient
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Clive Kornitzer
Group Chief Operating Officer OSB Group
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Sovan Shatpathy
SVP and Chief Technology Officer Navy Federal Credit Union
Banking on Next
Accelerating innovation in global finance is a win for all of us
According to a recent study by IDC and Episode Six, outdated technology cost financial institutions a staggering $36 billion in 2022, a figure expected to balloon to more than $57 billion by 2028.
The good news? Implementing a road-tested core modernization strategy is easier than ever.
“One of your greatest assets as a bank is the data—ownership, being able to access it, leverage it in real-time, and apply it to innovative areas like AI,” says Dave Murphy, Head of Financial Services for Europe, Middle East and Africa and Asia Pacific, Publicis Sapient

With emerging technologies like artificial intelligence (AI), machine learning and cloud computing paving the way, transformation partners like Publicis Sapient are helping banks close the digital gap at speed & scale—and along the way, harness the power of data to unlock new growth opportunities.
Bottom line: a healthier digital ecosystem means happier customers.
Ready to kickstart your core modernization journey?